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new file mode 100644
index 0000000000000000000000000000000000000000..57c88d2355cb719f689d03f9503ae9af84c127c8
--- /dev/null
+++ "b/\350\247\246\345\217\221\345\231\250\344\277\235\345\255\230\345\255\230\346\254\276\343\200\201\345\217\226\346\254\276\343\200\201\350\275\254\350\264\246\347\232\204\344\272\244\346\230\223\350\256\260\345\275\225\343\200\202"
@@ -0,0 +1,143 @@
+DELIMITER //
+
+-- 1. 存款触发器
+DROP TRIGGER IF EXISTS trg_after_deposit;
+CREATE TRIGGER trg_after_deposit
+AFTER UPDATE ON cardInfo
+FOR EACH ROW
+BEGIN
+    IF NEW.balance > OLD.balance THEN
+        INSERT INTO tradeInfo(tradeDate, tradeType, cardID, tradeMoney, remark)
+        VALUES (NOW(), '存款', NEW.cardid, NEW.balance - OLD.balance, 
+               CONCAT('存款操作，余额:', OLD.balance, '→', NEW.balance));
+    END IF;
+END //
+
+-- 2. 取款触发器
+DROP TRIGGER IF EXISTS trg_after_withdraw;
+CREATE TRIGGER trg_after_withdraw
+AFTER UPDATE ON cardInfo
+FOR EACH ROW
+BEGIN
+    IF NEW.balance < OLD.balance AND @transfer_from IS NULL THEN
+        INSERT INTO tradeInfo(tradeDate, tradeType, cardID, tradeMoney, remark)
+        VALUES (NOW(), '取款', NEW.cardid, OLD.balance - NEW.balance, 
+               CONCAT('取款操作，余额:', OLD.balance, '→', NEW.balance));
+    END IF;
+END //
+
+-- 3. 转账存储过程（优化版）
+DROP PROCEDURE IF EXISTS sp_transfer;
+CREATE PROCEDURE sp_transfer(
+    IN from_card CHAR(19),
+    IN to_card CHAR(19),
+    IN amount DECIMAL(18,2),
+    OUT result BOOLEAN,
+    OUT message VARCHAR(255)
+)
+proc_main: BEGIN
+    -- 声明变量及异常处理
+    DECLARE from_bal DECIMAL(18,2);
+    DECLARE from_cur CHAR(3);
+    DECLARE to_cur CHAR(3);
+    DECLARE EXIT HANDLER FOR SQLEXCEPTION
+    BEGIN
+        ROLLBACK;
+        SET result = FALSE;
+        SET message = '转账失败：系统异常';
+    END;
+    
+    SET result = FALSE;
+    SET message = '';
+    
+    -- 验证金额有效性
+    IF amount <= 0 THEN
+        SET message = '转账金额必须大于0';
+        LEAVE proc_main;
+    END IF;
+    
+    -- 检查转出账户
+    SELECT balance, curid INTO from_bal, from_cur 
+    FROM cardInfo 
+    WHERE cardid = from_card AND isreportloss = '否';
+    
+    IF from_bal IS NULL THEN
+        SET message = '转出账户不存在或已挂失';
+        LEAVE proc_main;
+    END IF;
+    
+    -- 检查转入账户
+    SELECT curid INTO to_cur 
+    FROM cardInfo 
+    WHERE cardid = to_card AND isreportloss = '否';
+    
+    IF to_cur IS NULL THEN
+        SET message = '转入账户不存在或已挂失';
+        LEAVE proc_main;
+    END IF;
+    
+    -- 检查余额充足性
+    IF from_bal < amount THEN
+        SET message = CONCAT('余额不足，当前余额：', from_bal);
+        LEAVE proc_main;
+    END IF;
+    
+    -- 检查货币类型一致性
+    IF from_cur <> to_cur THEN
+        SET message = '转入/转出账户货币类型不匹配';
+        LEAVE proc_main;
+    END IF;
+    
+    -- 开启事务并执行转账
+    START TRANSACTION;
+    BEGIN
+        -- 设置转账标记（用于触发器识别）
+        SET @transfer_from = from_card;
+        SET @transfer_to = to_card;
+        SET @transfer_amount = amount;
+        
+        -- 执行账户余额更新
+        UPDATE cardInfo SET balance = balance - amount WHERE cardid = from_card;
+        UPDATE cardInfo SET balance = balance + amount WHERE cardid = to_card;
+        
+        -- 清除转账标记
+        SET @transfer_from = NULL;
+        SET @transfer_to = NULL;
+        SET @transfer_amount = NULL;
+    END;
+    COMMIT;
+    
+    -- 设置成功状态
+    SET result = TRUE;
+    SET message = '转账操作成功完成';
+END //
+
+-- 4. 转账转出记录触发器
+DROP TRIGGER IF EXISTS trg_transfer_out;
+CREATE TRIGGER trg_transfer_out
+AFTER UPDATE ON cardInfo
+FOR EACH ROW
+BEGIN
+    IF @transfer_from IS NOT NULL AND NEW.cardid = @transfer_from AND NEW.balance < OLD.balance THEN
+        INSERT INTO tradeInfo(tradeDate, tradeType, cardID, tradeMoney, remark)
+        VALUES (NOW(), '转账', NEW.cardid, OLD.balance - NEW.balance, 
+               CONCAT('转出到', @transfer_to, '，金额：', OLD.balance - NEW.balance, 
+                     '，余额变化：', OLD.balance, '→', NEW.balance));
+    END IF;
+END //
+
+-- 5. 转账转入记录触发器
+DROP TRIGGER IF EXISTS trg_transfer_in;
+CREATE TRIGGER trg_transfer_in
+AFTER UPDATE ON cardInfo
+FOR EACH ROW
+BEGIN
+    IF @transfer_to IS NOT NULL AND NEW.cardid = @transfer_to AND NEW.balance > OLD.balance THEN
+        INSERT INTO tradeInfo(tradeDate, tradeType, cardID, tradeMoney, remark)
+        VALUES (NOW(), '转账', NEW.cardid, NEW.balance - OLD.balance, 
+               CONCAT('从', @transfer_from, '转入，金额：', NEW.balance - OLD.balance, 
+                     '，余额变化：', OLD.balance, '→', NEW.balance));
+    END IF;
+END //
+
+DELIMITER ;